1. Privacy Commitment
Unique Financial Services, ARN No. 144337, is committed to maintaining the privacy, confidentiality, and security of personal information collected from investors, website visitors, and other stakeholders.
This Privacy Policy explains how we collect, use, store, share, and protect personal data in accordance with applicable privacy and data protection requirements relevant to our business operations.
2. Scope & Applicability
This policy applies to individuals interacting with Unique Financial Services through our website, contact forms, onboarding processes, KYC-related workflows, investment servicing, and investor communication channels.
It also applies to authorised employees, service providers, and operational partners who may process information on our behalf strictly on a need-to-know basis and subject to confidentiality safeguards.
3. Information We Collect
4. Purpose of Data Collection
Your data is used strictly for the following purposes:
- Processing mutual fund distribution related transactions and service requests.
- Completing KYC and meeting applicable legal, regulatory, and compliance obligations.
- Conducting risk profiling and suitability-related assessments where applicable.
- Sending transaction confirmations, service updates, investor communications, and support responses.
- Handling queries, complaints, and grievance redressal requests.
- Meeting legal, audit, tax, and regulatory reporting requirements.
- Improving website performance, security, and user experience.
5. Data Sharing Rules
We share your data only where necessary, proportionate, and connected to investor servicing, regulatory compliance, or an authorised operational purpose.
| Shared With | Purpose | Basis |
|---|---|---|
| AMCs and RTAs such as CAMS or KFintech | Processing transactions, service requests, and investor servicing | Operational and regulatory requirement |
| Regulators and competent authorities | Compliance, reporting, inspection, or lawful information requests | Mandatory legal or regulatory basis |
| Auditors and compliance reviewers | Due diligence, audit, and internal or external review processes | Compliance requirement |
| KYC Registration Agencies / CKYC systems | KYC validation and record management | Regulatory requirement |
| Other authorised third parties | Only where specifically necessary and appropriately permitted | Consent-based or legally permitted basis |
6. Data Storage & Security
Digital records are maintained using access-controlled systems and reasonable security safeguards, while physical records, where applicable, are stored securely with restricted access.
We use reasonable technical and organisational measures such as device access control, password protection, document access restrictions, and confidentiality obligations for authorised personnel.
7. Data Retention & Disposal
Client records are retained for the period required under applicable operational, tax, compliance, and regulatory record-keeping requirements.
Once the applicable retention period expires and there is no continuing legal or operational requirement, records are securely deleted, destroyed, or archived under controlled processes.
8. Your Rights Under DPDPA 2023
Individuals may have rights relating to access, correction, erasure in appropriate cases, grievance redressal, and consent-linked control over digital personal data.
Request information about personal data processed by us.
Request correction or updating of inaccurate or incomplete data.
Request erasure where applicable, subject to lawful retention needs.
Withdraw consent where processing is based on consent.
Raise a grievance through the available redressal mechanism.
To exercise any applicable privacy right or raise a concern, write to contact@uniquefinserv.com.
9. Cookies
Our website may use cookies and similar technologies to improve browsing experience, remember preferences, support functionality, and analyse website usage patterns.
You can manage cookie preferences through your browser settings, though disabling cookies may affect certain website features.
10. Third-Party Links
Our website may contain links to external websites, including AMC websites, SEBI, AMFI, SCORES, and other informational resources.
Unique Financial Services does not control the content, privacy practices, or security standards of third-party websites, and users should review their respective privacy policies independently.
11. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in law, compliance expectations, technology, or business practices.
The latest version will remain available on this page, and material updates may be reflected by revising the “Last Updated” date above.