1. Acceptance of Terms

By accessing and using the website of Unique Financial Services, you agree to be bound by these Terms and Conditions, our applicable policy pages, and relevant legal or regulatory requirements. If you do not agree with these terms, please do not use this website.

2. Nature of Services

Unique Financial Services is an AMFI-registered Mutual Fund Distributor, ARN No. 144337. We provide mutual fund distribution-related services and information. We are not a SEBI-registered Investment Adviser, and any content provided on this website is general in nature and should not be treated as personalised investment advice.

3. Your Responsibilities

You are responsible for providing accurate information, completing applicable KYC requirements, reviewing relevant scheme documents before investing, protecting any login or transaction credentials you use, and informing us of any material change in your personal, financial, or risk-profile details.

4. No Guaranteed Returns

Mutual fund investments are subject to market risks. We do not guarantee returns, minimum returns, or capital protection on any investment, and past performance should not be treated as indicative of future performance.

5. Commission & Fees

We may receive commission from AMCs in relation to distribution of regular plan mutual fund schemes, in accordance with the applicable distribution framework. Any applicable disclosure is provided through the relevant disclosure page on this website and through industry disclosure mechanisms.

6. Privacy & Data Protection

Personal data collected or processed through this website or during service interactions is handled in accordance with our Privacy Policy and applicable data protection requirements. For more details, please review our Privacy Policy.

7. Intellectual Property

All content, branding elements, design elements, text, graphics, and other materials appearing on this website are owned by Unique Financial Services or used with appropriate rights, and unauthorised reproduction, modification, or redistribution is prohibited.

9. Limitation of Liability

Unique Financial Services does not make warranties or representations, express or implied, regarding uninterrupted availability, completeness, or suitability of website content for any specific purpose. To the extent permitted by law, we shall not be liable for losses or damages arising from use of, inability to use, or reliance on this website or related content.

10. Grievance Redressal

For grievances or service complaints, please contact contact@uniquefinserv.com or +91-9914643436. SEBI operates the SCORES platform for investor complaint redressal, and unresolved securities market grievances may be escalated through the applicable mechanism.

11. Governing Law & Jurisdiction

These Terms and Conditions are governed by the laws of India. Any dispute arising from or relating to the use of this website shall be subject to the jurisdiction of the courts located in Jalandhar, Punjab.

12. Amendments

We may modify or update these Terms and Conditions from time to time. The latest version will remain available on this page, and continued use of the website after any update will constitute acceptance of the revised terms.